verifiedACT Revenue Office • 2025–2026 Rates

ACT Stamp Duty Calculator

The ACT operates on a progressive conveyance duty model that has phased down over time. Eligible first home buyers can access full stamp duty exemptions under the Home Buyer Concession Scheme.

Governing AuthorityACT Revenue Office
First Home ExemptionFull Exemption under Home Buyer Concession Scheme
Official Revenue Website launch
verified_userOfficial 2025–2026 Formulas & Brackets

ACT Transfer Duty Calculator

Estimate stamp duty and transfer registration fees for properties in Australian Capital Territory.

infoNew South Wales — Regulated by Revenue NSW

AUD ($)
$
$100k$1M$2M$3.5M+
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Are you an eligible First Home Buyer?

Access exemptions or concessional rates in your state

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Are you a Foreign / Non-resident Buyer?

Subject to 7%–8% Foreign Purchaser Duty Surcharge

account_balance_walletEstimated Stamp DutyACT
$31,335

Effective duty rate: 3.69% of property value

Standard Transfer Duty:$31,335
remove_circle_outlineConcession / Exemption:-$0
Property Transfer Fee:$183
Mortgage Registration:$183
Total Government Costs:$31,701
Total Fee BreakdownDuty 98.8% • Fees 1.2%
tips_and_updatesState Rule & Eligibility Insight

In NSW, eligible first home buyers pay zero stamp duty on properties up to $800,000 under the First Home Buyers Assistance Scheme (FHBAS).

Official Australian Capital Territory Stamp Duty Tax Brackets

Standard progressive transfer duty schedule legislated by ACT Revenue Office.

Dutiable Value BracketBase AmountMarginal Rate (over lower threshold)
$0 to $260,000$0$0.60 per $100
$260,001 to $300,000$1,560$2.20 per $100 over $260,000
$300,001 to $500,000$2,440$3.40 per $100 over $300,000
$500,001 to $750,000$9,240$4.32 per $100 over $500,000
$750,001 to $1,000,000$20,040$5.90 per $100 over $750,000
$1,000,001 to $1,455,000$34,790$6.40 per $100 over $1,000,000
Over $1,455,000Flat4.54% of total dutiable value
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ACT Home Buyer Concession Scheme (HBCS)

Administered by ACT Revenue Office

The ACT Revenue Office operates the Home Buyer Concession Scheme, which completely eliminates conveyance duty for eligible home buyers subject to income eligibility.

check_circleFull 100% conveyance duty exemption ($0 duty payable) for eligible buyers
check_circleApplies to both new and established homes, as well as vacant land parcels
check_circleEligibility is based on household income thresholds rather than property price caps
check_circleBuyers must reside in the home continuously for at least 12 months as their principal place of residence

Other Government Costs in Australian Capital Territory

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Transfer of Land Fee

Access Canberra land titles registration fee is approximately $470 for property transfers.

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Mortgage Registration

ACT mortgage registration fee is approximately $170.

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Foreign Surcharge

Foreign purchasers in the ACT are subject to an 8% Foreign Purchaser Surcharge.

compare_arrowsNational Comparison

How All 8 Australian States & Territories Compare

Stamp duty rates differ significantly across Australia. Compare what the same purchase costs in every jurisdiction.

Comparing for purchase price: $850,000
State / TerritoryNet Stamp DutyConcessionsTransfer & Reg. FeesTotal Government CostDetails
NSW
New South WalesRevenue NSW
--------View NSW
VIC
VictoriaState Revenue Office (SRO) Victoria
--------View VIC
QLD
QueenslandQueensland Revenue Office (QRO)
--------View QLD
WA
Western AustraliaRevenueWA
--------View WA
SA
South AustraliaRevenueSA
--------View SA
TAS
TasmaniaState Revenue Office Tasmania
--------View TAS
ACT
Australian Capital TerritoryACT Revenue Office
--------View ACT
NT
Northern TerritoryTerritory Revenue Office (TRO)
--------View NT
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Note: Some states such as South Australia and the ACT provide uncapped or complete exemptions for eligible first home buyers under specific conditions, while states like Victoria and NSW have sliding thresholds up to $750k and $1M respectively.

quizKnowledge Base

Frequently Asked Questions

Clear answers to critical questions about Australian stamp duty, concessions, and property purchasing costs.

What is stamp duty (transfer duty) in Australia?expand_more
Stamp duty (officially known as transfer duty or conveyance duty) is a tax levied by Australian state and territory governments on the purchase or transfer of property, real estate, and land. Revenue generated is used by state governments to fund public infrastructure, schools, hospitals, and roads.
How is stamp duty calculated?expand_more
Almost all Australian states use a progressive marginal bracket system (similar to income tax). The purchase price of the property is divided into value brackets, and each bracket is taxed at an incrementally higher marginal rate. In some territories like the Northern Territory, a non-linear quadratic formula is used for properties under $525,000.
Who pays stamp duty and when is it due?expand_more
The property buyer (purchaser) is legally responsible for paying stamp duty. Payment deadlines vary by jurisdiction: in NSW and Victoria, it is typically payable within 3 months of signing the contract of sale or at settlement, whichever comes first. In Queensland, it is due within 30 days of contract unconditional settlement.
How do First Home Buyer exemptions and concessions work?expand_more
Most Australian states offer full exemptions (pay $0 stamp duty) or sliding concessions for eligible first home buyers. For example, NSW offers full exemption up to $800,000 (with concessions up to $1M), Victoria offers full exemption up to $600,000 (concessions up to $750k), Queensland exempts homes up to $700,000, and South Australia completely exempts eligible buyers building or purchasing new homes with no price cap.
Can stamp duty be added to my home loan mortgage?expand_more
Generally, lenders require stamp duty to be paid upfront from your genuine savings at settlement. However, if you have sufficient borrowing capacity and a low Loan-to-Value Ratio (LVR), some banks may allow you to borrow additional funds to cover government statutory costs.
What are Property Transfer Fees and Mortgage Registration Fees?expand_more
In addition to stamp duty, state land titles offices charge statutory fees: the Property Transfer Fee (to register the change of legal ownership deed) and the Mortgage Registration Fee (to register the bank's financial security interest over the title). These are standard administrative charges usually settled on PEXA at closing.
What is the Foreign Buyer Stamp Duty Surcharge?expand_more
If the purchaser is not an Australian citizen, permanent resident, or exempt New Zealand citizen (Special Category Visa subclass 444), most states levy an additional surcharge tax of 7% to 8% on the total property purchase value, payable in addition to standard transfer duty.
Do owner-occupiers pay less stamp duty than property investors?expand_more
In several states like Victoria (for properties under $550,000), Queensland (Home Concession), and the ACT, owner-occupiers (purchasing a Principal Place of Residence) benefit from lower concessional duty brackets compared to property investors or commercial buyers.

Have a specific question about your purchase?

Always check official state guidelines with Revenue NSW, SRO Victoria, Queensland Revenue Office, or consult your licensed conveyancer or property solicitor before settlement.