verifiedRevenueSA • 2025–2026 Rates

SA Stamp Duty Calculator

South Australia eliminated stamp duty completely for eligible first home buyers purchasing brand-new homes or vacant land to build, with no property value cap!

Governing AuthorityRevenueSA
First Home ExemptionUncapped for New Homes & Vacant Land
Official Revenue Website launch
verified_userOfficial 2025–2026 Formulas & Brackets

SA Transfer Duty Calculator

Estimate stamp duty and transfer registration fees for properties in South Australia.

infoNew South Wales — Regulated by Revenue NSW

AUD ($)
$
$100k$1M$2M$3.5M+
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Are you an eligible First Home Buyer?

Access exemptions or concessional rates in your state

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Are you a Foreign / Non-resident Buyer?

Subject to 7%–8% Foreign Purchaser Duty Surcharge

account_balance_walletEstimated Stamp DutySA
$31,335

Effective duty rate: 3.69% of property value

Standard Transfer Duty:$31,335
remove_circle_outlineConcession / Exemption:-$0
Property Transfer Fee:$183
Mortgage Registration:$183
Total Government Costs:$31,701
Total Fee BreakdownDuty 98.8% • Fees 1.2%
tips_and_updatesState Rule & Eligibility Insight

In NSW, eligible first home buyers pay zero stamp duty on properties up to $800,000 under the First Home Buyers Assistance Scheme (FHBAS).

Official South Australia Stamp Duty Tax Brackets

Standard progressive transfer duty schedule legislated by RevenueSA.

Dutiable Value BracketBase AmountMarginal Rate (over lower threshold)
$0 to $12,000$0$1.00 per $100
$12,001 to $30,000$120$2.00 per $100 over $12,000
$30,001 to $50,000$480$3.00 per $100 over $30,000
$50,001 to $100,000$1,080$3.50 per $100 over $50,000
$100,001 to $200,000$2,830$4.00 per $100 over $100,000
$200,001 to $250,000$6,830$4.25 per $100 over $200,000
$250,001 to $300,000$8,955$4.75 per $100 over $250,000
$300,001 to $500,000$11,330$5.00 per $100 over $300,000
Over $500,000$21,330$5.50 per $100 over $500,000
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South Australia First Home Buyer Stamp Duty Abolition

Administered by RevenueSA

RevenueSA introduced landmark legislation completely abolishing stamp duty for eligible first home buyers purchasing brand-new homes or vacant land to build, with NO property price cap!

check_circle100% full stamp duty exemption on brand-new homes with NO property value limit (uncapped)
check_circle100% full stamp duty exemption on vacant land purchased to build a first home
check_circleStandard progressive stamp duty rates apply to established properties
check_circleEligible buyers can also apply for the $15,000 First Home Owner Grant (FHOG)

Other Government Costs in South Australia

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Transfer of Land Fee

Land Services SA applies ad-valorem transfer registration fees based on the property value, scaling upwards from $340.

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Mortgage Registration

Land Services SA mortgage registration fee is approximately $190.

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Foreign Surcharge

Foreign purchasers in South Australia pay a 7% Foreign Ownership Surcharge.

compare_arrowsNational Comparison

How All 8 Australian States & Territories Compare

Stamp duty rates differ significantly across Australia. Compare what the same purchase costs in every jurisdiction.

Comparing for purchase price: $850,000
State / TerritoryNet Stamp DutyConcessionsTransfer & Reg. FeesTotal Government CostDetails
NSW
New South WalesRevenue NSW
--------View NSW
VIC
VictoriaState Revenue Office (SRO) Victoria
--------View VIC
QLD
QueenslandQueensland Revenue Office (QRO)
--------View QLD
WA
Western AustraliaRevenueWA
--------View WA
SA
South AustraliaRevenueSA
--------View SA
TAS
TasmaniaState Revenue Office Tasmania
--------View TAS
ACT
Australian Capital TerritoryACT Revenue Office
--------View ACT
NT
Northern TerritoryTerritory Revenue Office (TRO)
--------View NT
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Note: Some states such as South Australia and the ACT provide uncapped or complete exemptions for eligible first home buyers under specific conditions, while states like Victoria and NSW have sliding thresholds up to $750k and $1M respectively.

quizKnowledge Base

Frequently Asked Questions

Clear answers to critical questions about Australian stamp duty, concessions, and property purchasing costs.

What is stamp duty (transfer duty) in Australia?expand_more
Stamp duty (officially known as transfer duty or conveyance duty) is a tax levied by Australian state and territory governments on the purchase or transfer of property, real estate, and land. Revenue generated is used by state governments to fund public infrastructure, schools, hospitals, and roads.
How is stamp duty calculated?expand_more
Almost all Australian states use a progressive marginal bracket system (similar to income tax). The purchase price of the property is divided into value brackets, and each bracket is taxed at an incrementally higher marginal rate. In some territories like the Northern Territory, a non-linear quadratic formula is used for properties under $525,000.
Who pays stamp duty and when is it due?expand_more
The property buyer (purchaser) is legally responsible for paying stamp duty. Payment deadlines vary by jurisdiction: in NSW and Victoria, it is typically payable within 3 months of signing the contract of sale or at settlement, whichever comes first. In Queensland, it is due within 30 days of contract unconditional settlement.
How do First Home Buyer exemptions and concessions work?expand_more
Most Australian states offer full exemptions (pay $0 stamp duty) or sliding concessions for eligible first home buyers. For example, NSW offers full exemption up to $800,000 (with concessions up to $1M), Victoria offers full exemption up to $600,000 (concessions up to $750k), Queensland exempts homes up to $700,000, and South Australia completely exempts eligible buyers building or purchasing new homes with no price cap.
Can stamp duty be added to my home loan mortgage?expand_more
Generally, lenders require stamp duty to be paid upfront from your genuine savings at settlement. However, if you have sufficient borrowing capacity and a low Loan-to-Value Ratio (LVR), some banks may allow you to borrow additional funds to cover government statutory costs.
What are Property Transfer Fees and Mortgage Registration Fees?expand_more
In addition to stamp duty, state land titles offices charge statutory fees: the Property Transfer Fee (to register the change of legal ownership deed) and the Mortgage Registration Fee (to register the bank's financial security interest over the title). These are standard administrative charges usually settled on PEXA at closing.
What is the Foreign Buyer Stamp Duty Surcharge?expand_more
If the purchaser is not an Australian citizen, permanent resident, or exempt New Zealand citizen (Special Category Visa subclass 444), most states levy an additional surcharge tax of 7% to 8% on the total property purchase value, payable in addition to standard transfer duty.
Do owner-occupiers pay less stamp duty than property investors?expand_more
In several states like Victoria (for properties under $550,000), Queensland (Home Concession), and the ACT, owner-occupiers (purchasing a Principal Place of Residence) benefit from lower concessional duty brackets compared to property investors or commercial buyers.

Have a specific question about your purchase?

Always check official state guidelines with Revenue NSW, SRO Victoria, Queensland Revenue Office, or consult your licensed conveyancer or property solicitor before settlement.